Blog Articles

Debt service coverage ratio (DSCR) is a property's net operating income divided by its annual debt service, and it is the main test commercial lenders use to decide how much…

Analyzing a commercial investment property in Ontario means turning a listing's claims into your own verified numbers: what income the property really produces, what it costs to run and keep…

Selling commercial property in Oakville depends on a feature that most other Halton municipalities do not share in the same way: the town is governed by two different sets of…

Commercial real estate investment in Hamilton requires understanding a market that combines established industrial areas with a long history of manufacturing, planned business park lands near the airport, and a…

An industrial property due diligence checklist in Ontario needs to cover what makes industrial buildings different from other commercial property: the physical specifications that determine whether an operation can actually…

An official plan and a zoning by-law are two different documents that work together, and confusing them is one of the most common mistakes commercial property owners and buyers make…

Multi-residential cap rates in Ontario are the return that buyers require on apartment buildings, expressed as net operating income (NOI) divided by price, and they vary with the building's income…

Vacancy affects apartment building value because every vacant suite is income the building does not collect, and buyers capitalize that lost income into a lower price. But buyers look beyond…

Tenant quality affects retail plaza value because a plaza's income is only as reliable as the tenants who pay it. Two plazas with identical rent rolls on paper can be…

To value an office building in Ontario, an appraiser or buyer starts with the income the building can reliably produce and then subtracts the cost of keeping it that way.…